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Make 4 interest-free payments with Affirm

When inspiration strikes, say yes with confidence - knowing you'll never pay late or hidden fees.

Keep it simple with Pay in 4

For example, an $800 purchase could be split into 4 interest-free payments of $200 every 2 weeks. Just select Affirm at checkout.

1. Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose how to pay

Pick the plan that fits your budget. You'll never pay late or hidden fees.

3. Pay over time

Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.

1. Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose how to pay

Pick the plan that fits your budget. You'll never pay late or hidden fees.

3. Pay over time

Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
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Buy with Confidence

Discover the features that set us apart from the competition and make us the best choice for your needs.

Transparent. Never pay late fees, hidden fees, or annual fees. And never pay compound interest either.

Flexible. You choose the payment schedule that works best for you.

Fair. Affirm doesn't charge late fees or hidden fees of any kind, ever.

Rates from 0–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

FAQs

Yes, there’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before paymentsare due.

Yes, you can return an item you bought with Affirm by initiating the return process
with the store.

No, your credit won't be affected when you create an Affirm account or check your
eligibility (including checking your pre qualification eligibility). When you apply for or
check to see if you prequalify for Affirm financing, it's considered a soft inquiry,
which does not affect your credit. If you decide to pay with installments through
Affirm, your payment plan and repayment activity may be reported to credit
bureaus. You can find more information on Affirm's Help Center.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps
Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at affirm.com.